# Using roylaties as income for loans

**URL:** https://www.mineralrightsforum.com/t/using-roylaties-as-income-for-loans/29543
**Category:** Accounting and Taxes
**Created:** [July 18, 2018, 6:07pm UTC](https://www.mineralrightsforum.com/t/using-roylaties-as-income-for-loans/29543 "2018-07-18T18:07:25Z")
**Posts on this page:** 3
**Page:** 1

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### Author: ![hrobertson](https://www.mineralrightsforum.com/letter_avatar_proxy/v4/letter/h/c4cdca/32.png) [@hrobertson](https://www.mineralrightsforum.com/u/hrobertson)
#### Post date: [July 18, 2018, 6:07pm UTC](https://www.mineralrightsforum.com/t/using-roylaties-as-income-for-loans/29543/1 "2018-07-18T18:07:25Z")

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Hello,

Can someone tell me if/how I can use royalties as income for auto/mortgage loans?

Thank you, Heather

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### Author: ![M\_Barnes](https://www.mineralrightsforum.com/user_avatar/www.mineralrightsforum.com/m_barnes/32/10942_2.png) [@M\_Barnes](https://www.mineralrightsforum.com/u/M_Barnes)
#### Post date: [July 18, 2018, 6:26pm UTC](https://www.mineralrightsforum.com/t/using-roylaties-as-income-for-loans/29543/2 "2018-07-18T18:26:27Z")

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Some banks will do it in oil and gas states with knowledgeable bank loan officers, but you need to have the production history and your royalty history. Better if you have royalties from more than one well, so if something happens to that well, you still have an income stream. Probably more likely for an auto loan than a mortgage. You may have to call around and see what they require.

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### Author: ![MRFAdmin\_SV](https://www.mineralrightsforum.com/letter_avatar_proxy/v4/letter/m/e0b2c6/32.png) [@MRFAdmin\_SV](https://www.mineralrightsforum.com/u/MRFAdmin_SV)
#### Post date: [January 11, 2025, 7:12pm UTC](https://www.mineralrightsforum.com/t/using-roylaties-as-income-for-loans/29543/3 "2025-01-11T19:12:54Z")

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